The CONEXIS Elite Visa® Benefit Card makes using your HRA a cinch. Your card gives you instant access to your HRA funds to pay for eligible expenses.
Accessing your HRA funds couldn’t be any easier. You’ll find that your benefit card has several advantages, such as:
Your benefit card can be used at thousands of locations nationwide. It lets you pay for qualified medical expenses at health care providers that have a heath care-related merchant category code.
See more examples on our Eligible HRA Expenses page.
Important: To find out the specific eligible expenses for your HRA plan, review your employer’s Summary Plan Description (SPD).
Special IRS rules apply to over-the-counter medicines. OTC medicines require a written or electronic doctor’s prescription to be an eligible HRA expense. Your card can be used to purchase OTC medicines only if you present the OTC prescription to a pharmacist and an Rx number is assigned — just like having a prescription filled.
Save all of your HRA receipts and other supporting documentation. IRS rules require us to verify the eligibility of purchases made with your benefit card — known as transactions. You may receive a CONEXIS notice asking you to verify a transaction.
Learn more about verifying a transaction on our Card User Guidelines page.
Stay in tune with your card activity and HRA with your online account. Log in and find many handy HRA resources.
The CONEXIS Elite Benefit Card is issued by UMB Bank, n.a. pursuant to a license from Visa U.S.A. Inc.