Several events may cause someone to be eligible for COBRA. Qualifying events are the reasons that you, your spouse, or your dependents lose coverage under an employer’s plan. The type of qualifying event determines how long you can have COBRA coverage.
|Qualifying Event||Covered Person(s)||Period of Coverage|
|Up to 18 months|
|Up to 36 months|
||Dependent Child||Up to 36 months|
* Typically, this will not be a qualifying event for spouses and⁄or dependent children of active employees due to the Medicare Secondary Payer Rules.
If you experience a qualifying event, you have some time to decide if you want to continue coverage under COBRA. Find out more details on our Electing Coverage page.
COBRA participants may need to participate in their former employer’s open enrollment process. Learn more on our Open Enrollment page.
Is your COBRA coverage about to expire? There are other coverage options that you might want to check out. Visit our Losing Coverage page.